Sacramento, CA
Three ways into Sacramento real estate. One team behind all of them.
Fordy Realty represents buyers and sellers, arranges the financing behind the deal, and — through FIX+FLIP SACRAMENTO — renovates homes with our own capital. All under broker Lynel Ford Realty.
Buy & Sell
Full-service representation for buyers and sellers across the Sacramento region — Fordy Realty.
Home Loans
Mortgage lending alongside your transaction, so financing and representation move together.
FIX+FLIP SACRAMENTO
We buy, renovate, and resell homes with real numbers behind every project.
How we work
The Four D's, on every deal.
Whether it's a listing, a loan, or a flip, the same four steps carry the work from first conversation to closing.
Discuss
We start with your goals and your numbers — no assumptions.
Discover
We dig into the property, the market, and the financing options that actually fit.
Develop
A plan — pricing, offer, loan structure, or renovation scope — built for your goal.
Deliver
We see it through to close, keeping you informed at every step.
01 — Fordy Realty
Representation that knows the numbers, not just the neighborhood.
Because our team also renovates and sells homes ourselves, we walk into every listing or offer already thinking like an investor and a buyer at once — what a home is worth today, and what it's worth after the right work is done.
- → Listing strategy and pricing grounded in real renovation and resale data
- → Buyer representation, from search to close
- → Straight talk on what a property needs before you write an offer
02 — Home Loans
Financing that's part of the plan, not a separate errand.
Our mortgage lending services run alongside your purchase or sale, so pre-approval, structuring, and closing timelines stay coordinated with the rest of the deal instead of working against it.
As a wholesale mortgage broker, we're not limited to one institution's products the way a bank is — we work across a network of lenders to find the package that actually fits, rather than the one that's simply on the shelf.
- → Pre-approval built to match your offer strategy
- → Access to a wide range of loan products, not just one lender's menu
- → One team tracking financing and transaction together
We put our own capital into the renovation. Here's how one closed out.
FIX+FLIP SACRAMENTO acquires homes around Sacramento, renovates them top to bottom, and sells them — with investors sometimes alongside us on the capital. Below is the full arc of one completed project.
945 44th Street
1348 44th Street
Behind the Numbers
The podcast where we open the books on our own flips.
Each episode walks a completed FIX+FLIP SACRAMENTO project start to finish — the before, the after, and every number in between. Episode 1 covers 945 44th Street.
945 44th Street — the full breakdown
Bought for $830,000, renovated, and sold for $1,395,000. We walk through the kitchen, the great room, the pool — and where the $565,000 spread actually came from.